Idaho Property and Casualty Practice Exam 2026 - Free Practice Questions and Study Guide

The statement that a person age 55 may qualify for a rate reduction by completing a 6-hour course is correct because many insurance companies offer discounts to mature drivers who complete an approved driver safety course. These courses are designed to refresh the skills of older drivers and ensure they are updated on the latest driving laws and safety measures. Completing such a course demonstrates a commitment to safe driving practices, which in turn can lead to reduced insurance rates as a reward for safe driving behaviors.

While there are other options related to age and licensing requirements, they do not accurately reflect the specifics of the programs and regulations surrounding mature driver discounts. The focus on the completion of a recognized course for rate reductions is a well-established practice within the insurance industry, specifically aimed at encouraging older drivers to stay informed and safe on the road.