Idaho Property and Casualty Practice Exam 2025 - Free Practice Questions and Study Guide

Temporary Partial Disability benefits are designed to support employees who are injured but still able to work in a limited capacity. When an injured employee applies for these benefits, they are indeed able to perform some work, even if it is not at their full capacity. The benefit structure aims to assist those whose wages have decreased as a result of their injury, reflecting a temporary condition rather than a permanent situation.

The assertion that the injured employee will never return to their previous employment is false because Temporary Partial Disability is inherently about a transitional phase. These benefits are provided with the understanding that the employee is expected to recover and potentially return to their prior role or similar employment once they regain their full abilities.

Benefits are typically calculated based on the difference in wages due to the injury. Therefore, while they may be earning less, these calculations are made to reflect the temporary nature of the disability rather than an acknowledgment of a permanent inability to perform previous job functions.